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Nestled in the Southwest corner of Connecticut are two of the states best, as rated year after year by Connecticut Magazine. Ridgefield, the best town with a population between 20,000 and 50,000; Redding, the best small town, population between 4,700 and 10,000. Each with distinctive charms, quiet New England ambiance carefully coupled with the benefits of close proximity to New York City and its bedroom communities.
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Redding
Many artists and writers have chosen the quiet, bucolic ambiance of Redding for their homes. The town has made a tradition of preserving its history and rural character, and protecting its natural environment. Although Redding is only fifty-seven miles from New York City, two-thirds of the town land is open acreage.
 Two of Redding's most famous artists, the late sculptress Anna Hyatt Huntington and the late photographer Edward Steichen, left their estates as open space for the town. Mrs. Huntington's acreage is now Huntington State Park and is a delight for hikers and lovers of cross country skiing. The Steichen property is a town park with swimming facilities and hiking trails.
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Recreation
State-owned Putnam Park and Ann Hyatt Huntington Park afford picnicking, winter skating and marked trails for hiking and cross country skiing.
The Boys' and Girls' Club coordinates sports, crafts, and recreational programs with an actively supervised clubhouse for the children and young people of Redding. Topstone Park offers excellent picnic areas, hiking and riding trails and supervised swimming in Steichen Lake. Redding Country Club, with an eighteen hole golf course, Olympic sized swimming pool, tennis courts, platform tennis courts and clubhouse, emphasizes total family involvement and is located on Lonetown Road. The Mark Twain Town Library, founded by Mark Twain in honor of his daughter, Jean Clemmens, is considered one of the finest small libraries in the state and serves as a enter for cultural programs and exhibits. The Spinning Wheel Inn combines elegant country dining and dinner theater events throughout the year. The new L'Hotellerie des Bois features French cuisine.
Lonnie Shapiro, the realtor of choice. Over twenty-five years experience in Ridgefield and Redding, Connecticut real estate markets. Return to Top
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Financing Your Home >When Interest Rates Rise
Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.
One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.
If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.
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Where will you find the world's most unusual golf course?
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| A |
The only golf course on the island of Tonga has 15 holes, and no penalty against the golfer whose golf ball is stolen by a monkey. |
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